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This video addresses lenders who are offering low interest rate mortgages. It explains that customers should be aware of other terms and conditions when agreeing to such mortgages to ensure they are receiving the same value. Examples of banks and lenders who have offered such deals are further investigated.

This video defines what a payout penalty is and the benefit it has for banks and lenders. The different types of payout penalties are covered and explained to ensure someone seeking a to pay off their mortgage early is aware of potential penalties and how much those will cost them.

Staying in shape, enjoying the outdoors and connecting with other like-minded individuals are just some of the benefits of being a cyclist.  If you love to ride but you’re new to Calgary, there are plenty of great trails and parks where you can enjoy being outdoors.  Whether I am training for a race or just outside taking advantage of the nice weather, there are a few places nearby that I like to go.

BikeBike, located on 17 th Ave SW, does a great job organizing monthly rides for local cycling enthusiasts.  Regardless of your level of fitness, the rides are enjoyable for everyone and are a great way to connect with other people who share your enthusiasm for riding. They host a Full Moon Ride once a month where cyclists get together at night, ride through various trails within the city, and get together around a bonfire to enjoy marshmallows and hotdogs on the grill.

When time permits, I like to load my Mountain Bike into the car and drive to the Mountains.  Little Elbow Falls is one of my favorite destinations for trail riding.  The Little Elbow Trail is about 23KM one way.  It is an old fire road that runs south along the Elbow River over Tombstone Pass.  Along the way, you can catch a great view of Mounts Romulus, Remus and Glasgow.

For a quicker  ride, I head over to North Glenmore Park.  Lots of people use the trail system here to run and cycle.  The loop around the reservoir is approximately 18KM, so this is a great way to challenge yourself close to home and keep trying to improve your personal best. Fish Creek Park is also connected – to the Glenmore Reservoir Trails – which can make for a very long and fantastic ride.

For more serious riders, the Velodrome at Glenmore Athletic Park is the perfect place to train.  This 400 meter outdoor concrete track is usually fairly quiet.  In the early season, The Calgary Bike League have a few “Try the Track” for Free sessions.

Looking for a way to change up your fitness routine?  Even if you haven’t rode a bike since you were a kid, it’s never too late to get back on and see what you’ve been missing.  There’s so many scenic trails and beautiful parks for you to explore this summer.

Are  you looking to Sell or Buy a home in Calgary and need someone who won’t rest until you’ve found your dream home or until your home is sold? I’ll work hard to earn your trust and to deliver exactly what you need. Contact me at 403-589-0004 or at TheHowardTeam.net.

About Bryon Howard

Bryon Howard and his team of Calgary real estate professionals sell an average of two homes a week. He is a member of the MLS Million Point Club, which ranks him roughly in the top 1% of productive realtors in Calgary. His aim is not just to please clients but to help them buy/sell a home in Calgary at the best price, in the shortest time, and with the least hassle. He is a member of the RE/MAX House of Real Estate that leads in the Canadian market. Learn more about Bryon at TheHowardTeam.net.

This video outlines what a repayment privilege is and how it is used. It covers how repayment privileges differ for commercial mortgages and business loans versus residential mortgages. It also indicates that not every lender offers the same privileges so to be aware of what offer best suits the customer’s needs.